At KB Pratt Capital Investments, we specialize in three core areas that help entrepreneurs and business owners build wealth and scale their operations:
What It Is: We become equity partners in established businesses that need capital, direction, or operational support to reach the next level.
Who It's For:
What We Bring:
Real Scenario: You're a security company owner in Des Moines. You're getting new contracts faster than you can fulfill them. You need equipment, staff, and working capital—but you also need a partner who understands growth. That's where we come in.
Real Scenario: You're a security company owner in Des Moines. You're getting new contracts faster than you can fulfill them. You need equipment, staff, and working capital—but you also need a partner who understands growth. That's where we come in.
What It Is: We identify, evaluate, and purchase proven franchise opportunities—either independently or in partnership with entrepreneurs who want to own a business with an established system.
Who It's For:
What We Bring:
The Opportunity: Franchises offer the best of both worlds: entrepreneurship with proven systems. Whether you're looking to own your first franchise or build a portfolio of locations, we provide the capital, expertise, and partnership to make it happen.
Real Scenario: You're a security company owner in Des Moines. You're getting new contracts faster than you can fulfill them. You need equipment, staff, and working capital—but you also need a partner who understands growth. That's where we come in.
What It Is: We provide working capital to businesses with outstanding invoices—purchasing your receivables so you get paid immediately instead of waiting 30-90 days.
Who It's For:
How It Works: You complete work worth $100,000, but your client pays in 60 days. We advance you $90,000 today—you keep working, pay your team, take the next contract. When your client pays, we collect the full amount. You get speed, we take a small fee.
Real Scenario: You're a security company owner in Des Moines. You're getting new contracts faster than you can fulfill them. You need equipment, staff, and working capital—but you also need a partner who understands growth. That's where we come in.
For qualified investors, we also offer participation in business loan syndication deals—providing gap financing for commercial loans where traditional banks cover 75% and we syndicate the remaining 25% to investors seeking strong returns.
Note: This is an investor-side opportunity, not a service we actively market. If you're an accredited investor interested in learning more, contact us directly.
We're not a bank. We're not a traditional investment firm. We're business builders who happen to have capital.
You'll work directly with Ken Pratt—no account managers, no layers of bureaucracy. When you call, you get a real person who knows your business and cares about your success.
We want to build a portfolio of businesses we believe in—companies with great products, solid systems, and owners we can trust. If you're winning, we're winning.
Capital is just one piece. We also bring:
You're not signing a contract and never hearing from us again. We stay involved because your success is our success.
This isn't about making a quick buck. It's about building something that lasts— something you can hand down.
We work with business owners who:
We're not a bank. We're not a traditional investment firm. We're business builders who happen to have capital.
Call or schedule a consultation. We'll discuss your business, your goals, your challenges, and what you're looking for in a partner.
We'll review your financials, operations, market position, and growth potential. This isn't invasive—it's collaborative. We're evaluating fit, not just numbers.
If we're a fit, we'll work together to create a partnership structure that makes sense—equity stake, profit sharing, franchise co-ownership, or factor agreement.
We deploy capital and immediately begin adding value through marketing, business development, connections, and strategic guidance.
We stay involved. You're not on your own. We're checking in, problem-solving, celebrating wins, and building together.
Timeline: First conversation to funding: typically 2-4 weeks for the right partnership.
Hi, I'm Ken Pratt—founder of KB Pratt Capital Investments.
Ken to provide specific background: years in business, investment experience, industries worked in, notable achievements, credentials.
I'm a businessman who likes to create networks of other business owners. I build trust. I build relationships. I want to see my partners succeed and thrive at the highest level—even if I don't directly benefit from every win.
When I meet a business owner who has a great product, a solid system, but is being held back by capital or resources—that's my ideal partner. I don't just want to invest and walk away. I want to help build, scale, and win together.
It's about legacy. I want to build something I can hand to my children—a portfolio of businesses, relationships, and partnerships that last. I have that Shark Tank desire: find great businesses, partner with great owners, and help them develop in the areas they need.
If you're winning, I'm winning. And I'm going to figure out how to win either way.
HVAC Company Equity Partnership
My Approach: A successful HVAC contractor in Houston generates $2M annually with 12 employees. Great reputation, solid customer base, consistent revenue. The owner wants to expand to commercial contracts but lacks the capital for equipment, additional technicians, and marketing.
The Outcome: Within 12 months, revenue increases to $3.5M with commercial contracts representing 40% of business. Owner maintains operational control, company value increases significantly, both partners win.
Note: This section is for accredited investors interested in passive investment opportunities. For qualified investors, we occasionally offer participation in business loan syndication deals. Here's how it works:
The Gap: Commercial lenders (banks) typically approve businesses for 75% of their funding needs
The Opportunity: We syndicate the remaining 25% to private investors
The Security: The bank has already qualified the deal—they're taking the majority risk position
The Return: Investors can see returns of 25-30% over 6-8 month periods
Worst Case Scenario: The business defaults. The bank forecloses on business assets. As a syndication participant, you're in a secondary position behind the bank. You could lose part or all of your investment.
Mitigation: We only participate in deals where the bank has done full underwriting and approved the majority position. If the bank believes the business is creditworthy for $150K, the risk profile is significantly reduced.
Syndication opportunities are not always available and are offered on a deal-by-deal basis. If you're interested:
We're not lenders in the traditional sense. We're equity partners, franchise co-owners, and working capital providers. We bring more than money—we bring strategic guidance, marketing support, business connections, and hands-on partnership. Banks write checks and set terms. We build relationships and grow businesses together.
Our focus includes service-based businesses like HVAC, plumbing, roofing, contractors, restaurants, professional services, tax resolution, and home health, among others.
Investments typically range depending on the business valuation, growth potential, and specific capital requirements to scale effectively.
We usually structure partnerships around a 30% equity stake, but this can vary based on the specific deal and the owner's goals.
From the first conversation to funding, it typically takes 2-4 weeks for the right partnership.
We're not lenders in the traditional sense. We're equity partners, franchise co-owners, and working capital providers. We bring more than money—we bring strategic guidance, marketing support, business connections, and hands-on partnership. Banks write checks and set terms. We build relationships and grow businesses together.
Our focus includes service-based businesses like HVAC, plumbing, roofing, contractors, restaurants, professional services, tax resolution, and home health, among others.
Investments typically range depending on the business valuation, growth potential, and specific capital requirements to scale effectively.
We usually structure partnerships around a 30% equity stake, but this can vary based on the specific deal and the owner's goals.
From the first conversation to funding, it typically takes 2-4 weeks for the right partnership.
We're not lenders in the traditional sense. We're equity partners, franchise co-owners, and working capital providers. We bring more than money—we bring strategic guidance, marketing support, business connections, and hands-on partnership. Banks write checks and set terms. We build relationships and grow businesses together.
Our focus includes service-based businesses like HVAC, plumbing, roofing, contractors, restaurants, professional services, tax resolution, and home health, among others.
Investments typically range depending on the business valuation, growth potential, and specific capital requirements to scale effectively.
We usually structure partnerships around a 30% equity stake, but this can vary based on the specific deal and the owner's goals.
From the first conversation to funding, it typically takes 2-4 weeks for the right partnership.
We're not lenders in the traditional sense. We're equity partners, franchise co-owners, and working capital providers. We bring more than money—we bring strategic guidance, marketing support, business connections, and hands-on partnership. Banks write checks and set terms. We build relationships and grow businesses together.
Our focus includes service-based businesses like HVAC, plumbing, roofing, contractors, restaurants, professional services, tax resolution, and home health, among others.
Investments typically range depending on the business valuation, growth potential, and specific capital requirements to scale effectively.
We usually structure partnerships around a 30% equity stake, but this can vary based on the specific deal and the owner's goals.
From the first conversation to funding, it typically takes 2-4 weeks for the right partnership.
We're not lenders in the traditional sense. We're equity partners, franchise co-owners, and working capital providers. We bring more than money—we bring strategic guidance, marketing support, business connections, and hands-on partnership. Banks write checks and set terms. We build relationships and grow businesses together.
Our focus includes service-based businesses like HVAC, plumbing, roofing, contractors, restaurants, professional services, tax resolution, and home health, among others.
Investments typically range depending on the business valuation, growth potential, and specific capital requirements to scale effectively.
We usually structure partnerships around a 30% equity stake, but this can vary based on the specific deal and the owner's goals.
From the first conversation to funding, it typically takes 2-4 weeks for the right partnership.
If you're a business owner ready to scale, an entrepreneur looking to buy a franchise, or an investor seeking better returns—let's have a conversation.
What to Expect: When you call or email, you're talking to Ken Pratt directly—not an assistant, not an account manager. We'll discuss your situation, your goals, and whether we're a good fit. No pressure, no sales pitch, just an honest conversation about building something together.
