Discounts For Physicians
Disability Insurance: 20%- 25% Discount
Purchase up to $25,000 per month of disability coverage with a guaranteed annual premium discount. Policies are issued an own occupation definition of disability, a cost of living adjustment, a future income option, HIV Hepatitis B&C protection, and a conversion to long term care coverage.
Critical Illness Insurance: 5%-10% Discount
Receive a tax-free lump sum payment over and above your monthly disability payment after the onset of a critical medical problem such as a heart attack, cancer or stroke, MS, etc. If you do not claim, you may elect the refund of premium option and get back up to 100% of the premiums paid.
Term Life Insurance: up to 25% SAVINGS
Qualify for preferred rates and save up to 25% on term life insurance.
Whole Life Insurance: 6.35% Dividend Interest Rate
Whole life insurance is an asset accumulation, estate, and retirement planning vehicle. It is designed to enhance the cash value in a long-term dividend interest rate asset class while providing guaranteed increasing cash value and permanent life insurance.
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