{"id":21,"date":"2025-05-26T09:54:08","date_gmt":"2025-05-26T09:54:08","guid":{"rendered":"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/?page_id=21"},"modified":"2025-06-04T11:28:21","modified_gmt":"2025-06-04T11:28:21","slug":"insurance","status":"publish","type":"page","link":"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/insurance\/","title":{"rendered":"Disability Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21\" class=\"elementor elementor-21\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a97701 e-con-full e-flex e-con e-parent\" data-id=\"7a97701\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52ee401 elementor-widget elementor-widget-image\" data-id=\"52ee401\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"500\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image.png\" class=\"attachment-full size-full wp-image-1984\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image-300x94.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image-1024x320.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image-768x240.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-Page-Image-1536x480.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0d448 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"6b0d448\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"184\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Inner-Banner.svg\" class=\"attachment-full size-full wp-image-811\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1aac3a4 e-flex e-con-boxed e-con e-child\" data-id=\"1aac3a4\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23d482c elementor-align-center elementor-widget elementor-widget-breadcrumbs\" data-id=\"23d482c\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6551c22 mission-sec e-flex e-con-boxed e-con e-parent\" data-id=\"6551c22\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03830ae e-con-full e-flex e-con e-child\" data-id=\"03830ae\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-600cb60 elementor-widget elementor-widget-heading\" data-id=\"600cb60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Disability Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbf44d5 elementor-widget elementor-widget-text-editor\" data-id=\"cbf44d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Protect Your Most Valuable Asset, Your Ability to Earn an Income<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae4e4e0 elementor-widget elementor-widget-heading\" data-id=\"ae4e4e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What Is Disability Insurance?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80ac056 elementor-widget elementor-widget-text-editor\" data-id=\"80ac056\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Disability insurance provides income replacement if you are unable to work due to illness or injury. Disabilities can stem from a wide range of causes, such as, cardiac conditions, musculoskeletal injuries, neurological disorders, or even mental health challenges.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6394930 elementor-widget elementor-widget-heading\" data-id=\"6394930\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Temporary or permanent<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4456293 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4456293\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>but either can have a devastating financial impact, especially for those whose careers depend on their ability to work. Your income is your most important asset, and protecting it is essential.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee33482 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"ee33482\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-337ccc6 e-con-full e-flex e-con e-child\" data-id=\"337ccc6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f572f elementor-widget elementor-widget-image\" data-id=\"a0f572f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"530\" height=\"597\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/medical-student-image.png\" class=\"attachment-full size-full wp-image-1988\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/medical-student-image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/medical-student-image-266x300.png 266w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-358a1ea e-con-full e-flex e-con e-parent\" data-id=\"358a1ea\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2976cc7 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"2976cc7\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"105\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/1.svg\" class=\"attachment-full size-full wp-image-869\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-283c8a6 elementor-widget elementor-widget-image\" data-id=\"283c8a6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need.png\" class=\"attachment-full size-full wp-image-1996\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need.png 2000w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-300x200.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-1024x682.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-768x512.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-1536x1024.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eb961fd e-flex e-con-boxed e-con e-child\" data-id=\"eb961fd\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2ecece elementor-widget elementor-widget-heading\" data-id=\"b2ecece\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why You Need Disability Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-162711b e-flex e-con-boxed e-con e-child\" data-id=\"162711b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22a1478 e-flex e-con-boxed e-con e-child\" data-id=\"22a1478\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-133ac96 e-con-full e-flex e-con e-child\" data-id=\"133ac96\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6492249 elementor-widget elementor-widget-heading\" data-id=\"6492249\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Disability doesn\u2019t discriminate<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3ba464 elementor-widget elementor-widget-text-editor\" data-id=\"f3ba464\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You are just as vulnerable to illness or injury as anyone else.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81267d7 e-con-full e-flex e-con e-child\" data-id=\"81267d7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa13d47 elementor-widget elementor-widget-heading\" data-id=\"aa13d47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">You are likely the primary income earner<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-384e522 elementor-widget elementor-widget-text-editor\" data-id=\"384e522\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You responsible for mortgage payments, tuition, childcare, and other family expenses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e98c9b9 e-con-full e-flex e-con e-child\" data-id=\"e98c9b9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c3507f elementor-widget elementor-widget-heading\" data-id=\"0c3507f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Your career represents decades of future income<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5299e8 elementor-widget elementor-widget-text-editor\" data-id=\"a5299e8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your ability to earn an income is more valuable than any single asset you own.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b74bcb9 e-con-full e-flex e-con e-child\" data-id=\"b74bcb9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87dfbfd elementor-widget elementor-widget-heading\" data-id=\"87dfbfd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Without proper insurance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2123382 elementor-widget elementor-widget-text-editor\" data-id=\"2123382\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A serious illness or injury could drastically affect your lifestyle and long-term financial plans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36c6c72 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"36c6c72\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"139\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png\" class=\"attachment-full size-full wp-image-1183\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-300x26.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1024x89.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-768x67.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1536x133.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e54ff37 e-flex e-con-boxed e-con e-parent\" data-id=\"e54ff37\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-72b92f6 e-con-full e-flex e-con e-child\" data-id=\"72b92f6\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-94dbf34 e-flex e-con-boxed e-con e-child\" data-id=\"94dbf34\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01a4377 elementor-widget elementor-widget-heading\" data-id=\"01a4377\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Should Be Included in a Your Disability Policy?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd6b5b elementor-widget elementor-widget-text-editor\" data-id=\"0cd6b5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We recommend a comprehensive individual plan that includes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25440cd e-flex e-con-boxed e-con e-child\" data-id=\"25440cd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b926d88 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b926d88\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Total-Partial-Resudial-Image.svg\" class=\"attachment-full size-full wp-image-2023\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Total, Partial & Residual Coverage<\/h3><p class=\"elementor-image-box-description\">This ensures you are covered even if you can work part-time or your income is only partially impacted.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31e5235 e-flex e-con-boxed e-con e-child\" data-id=\"31e5235\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-660039d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"660039d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Cost-Of-Living-Image.svg\" class=\"attachment-full size-full wp-image-2027\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cost-of-Living Adjustment (COLA)<\/h3><p class=\"elementor-image-box-description\">Protects your benefit from inflation by indexing it annually to the Consumer Price Index.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72f6924 e-flex e-con-boxed e-con e-child\" data-id=\"72f6924\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61e8aae elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"61e8aae\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Premium-Discount-Image.svg\" class=\"attachment-full size-full wp-image-2029\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Premium Discount<\/h3><p class=\"elementor-image-box-description\">Based on your occupation you may be eligible for a 25% annual premium discount that remains permanently on your policy.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f80b109 e-con-full e-flex e-con e-child\" data-id=\"f80b109\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5a37c4e e-flex e-con-boxed e-con e-child\" data-id=\"5a37c4e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e280c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"c0e280c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Own-Occupation-Defination.svg\" class=\"attachment-full size-full wp-image-2022\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Own Occupation Definition<\/h3><p class=\"elementor-image-box-description\">You\u2019ll receive full benefits if you cannot perform the duties of your specific medical specialty\u2014even if you can work in another role.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c67c3c e-flex e-con-boxed e-con e-child\" data-id=\"7c67c3c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-029a7f7 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"029a7f7\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Future-Income-Option.svg\" class=\"attachment-full size-full wp-image-2025\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Future Income Option (FIO)<\/h3><p class=\"elementor-image-box-description\">Increases your coverage as your income grows, without new medical underwriting.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c14d177 e-flex e-con-boxed e-con e-child\" data-id=\"c14d177\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05fb2b8 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"05fb2b8\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/HIV-Hepatities-Image.svg\" class=\"attachment-full size-full wp-image-2028\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">HIV & Hepatitis B\/C Rider<\/h3><p class=\"elementor-image-box-description\">Specific protection for physicians exposed to high-risk patients<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-779f676 e-flex e-con-boxed e-con e-child\" data-id=\"779f676\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91fe33c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"91fe33c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Long-Term-Care-Conversion-Image.svg\" class=\"attachment-full size-full wp-image-2030\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Long-Term Care Conversion<\/h3><p class=\"elementor-image-box-description\">A contractual guarantee with your disability policy is the option to convert your disability plan into long-term care coverage, paying benefits of up to $4,800\/month for care at home or in a facility\u2014until age 100.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a6c97f e-flex e-con-boxed e-con e-parent\" data-id=\"6a6c97f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8a7fa4c e-con-full e-flex e-con e-child\" data-id=\"8a7fa4c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b18517 elementor-widget elementor-widget-image\" data-id=\"8b18517\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"530\" height=\"597\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Common-Questions-Image.png\" class=\"attachment-full size-full wp-image-2050\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Common-Questions-Image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Common-Questions-Image-266x300.png 266w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc4b0f0 e-con-full e-flex e-con e-child\" data-id=\"bc4b0f0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ab2235 elementor-widget elementor-widget-heading\" data-id=\"3ab2235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e903e6 e-flex e-con-boxed e-con e-child\" data-id=\"0e903e6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22f2808 elementor-widget elementor-widget-heading\" data-id=\"22f2808\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is there a discount?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5efdf52 elementor-widget elementor-widget-text-editor\" data-id=\"5efdf52\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes\u2014up to 25% annual premium discount is available for physicians or other professionals through our negotiated large-case arrangements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb36952 e-con-full e-flex e-con e-child\" data-id=\"fb36952\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b976b8c elementor-widget elementor-widget-heading\" data-id=\"b976b8c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How much coverage can I get?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9a7975 elementor-widget elementor-widget-text-editor\" data-id=\"e9a7975\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Coverage is based on your current income. We can get up to $25,000 a month in coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d34a5f e-con-full e-flex e-con e-child\" data-id=\"2d34a5f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3139b7a elementor-widget elementor-widget-heading\" data-id=\"3139b7a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can another advisor get me a better rate?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99bfa10 elementor-widget elementor-widget-text-editor\" data-id=\"99bfa10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No. Rates are standardized, and our negotiated discounts with top insurers like RBC offer the largest available savings in the market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8821a94 e-con-full e-flex e-con e-child\" data-id=\"8821a94\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d06da3d elementor-widget elementor-widget-heading\" data-id=\"d06da3d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can I cancel in the future?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e21788 elementor-widget elementor-widget-text-editor\" data-id=\"1e21788\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Your policy is flexible\u2014you can cancel anytime without penalty.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40eae3e elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"40eae3e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3fc38c5 e-con-full e-flex e-con e-parent\" data-id=\"3fc38c5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9519d7 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"a9519d7\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"105\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/1.svg\" class=\"attachment-full size-full wp-image-869\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e66c01 elementor-widget elementor-widget-image\" data-id=\"9e66c01\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1334\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image.png\" class=\"attachment-full size-full wp-image-2069\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image.png 2000w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image-300x200.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image-1024x683.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image-768x512.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Disability-Insurance-section-bg-image-1536x1025.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8fbbb37 e-flex e-con-boxed e-con e-child\" data-id=\"8fbbb37\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bb40895 e-flex e-con-boxed e-con e-child\" data-id=\"bb40895\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbc8ebd elementor-widget elementor-widget-heading\" data-id=\"dbc8ebd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Disability Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3985c8b elementor-widget elementor-widget-image\" data-id=\"3985c8b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"825\" height=\"83\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/comparison-image.png\" class=\"attachment-full size-full wp-image-1556\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/comparison-image.png 825w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/comparison-image-300x30.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/comparison-image-768x77.png 768w\" sizes=\"(max-width: 825px) 100vw, 825px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ce42b9 e-flex e-con-boxed e-con e-child\" data-id=\"2ce42b9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3f4b2a5 e-con-full e-flex e-con e-child\" data-id=\"3f4b2a5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98ef931 elementor-widget elementor-widget-heading\" data-id=\"98ef931\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Individual<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d40adb e-con-full e-flex e-con e-child\" data-id=\"7d40adb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e99df3 elementor-widget elementor-widget-heading\" data-id=\"7e99df3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Group<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70ee40e e-flex e-con-boxed e-con e-child\" data-id=\"70ee40e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e0fd0dd e-con-full e-flex e-con e-child\" data-id=\"e0fd0dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce6a80b elementor-widget elementor-widget-heading\" data-id=\"ce6a80b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">You own and control the policy<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51dbdcf e-con-full e-flex e-con e-child\" data-id=\"51dbdcf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed0a48e elementor-widget elementor-widget-heading\" data-id=\"ed0a48e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Ownership<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9f64cc e-con-full e-flex e-con e-child\" data-id=\"d9f64cc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d66c53c elementor-widget elementor-widget-heading\" data-id=\"d66c53c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Controlled by association<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-271de45 e-flex e-con-boxed e-con e-child\" data-id=\"271de45\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-05598be e-con-full e-flex e-con e-child\" data-id=\"05598be\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2c5910 elementor-widget elementor-widget-heading\" data-id=\"a2c5910\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Guaranteed, with up to 25% discount<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-638cd38 e-con-full e-flex e-con e-child\" data-id=\"638cd38\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c712c00 elementor-widget elementor-widget-heading\" data-id=\"c712c00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Premiums<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-483b9fd e-con-full e-flex e-con e-child\" data-id=\"483b9fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39bb036 elementor-widget elementor-widget-heading\" data-id=\"39bb036\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Subject to change<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bea45f9 e-flex e-con-boxed e-con e-child\" data-id=\"bea45f9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d311e0a e-con-full e-flex e-con e-child\" data-id=\"d311e0a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e2b87c elementor-widget elementor-widget-heading\" data-id=\"8e2b87c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">You take it with you if you change jobs<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a6c3ca e-con-full e-flex e-con e-child\" data-id=\"0a6c3ca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4418d78 elementor-widget elementor-widget-heading\" data-id=\"4418d78\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Portability<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41234c1 e-con-full e-flex e-con e-child\" data-id=\"41234c1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56715aa elementor-widget elementor-widget-heading\" data-id=\"56715aa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">You lose your coverage it if you leave the group<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d0bb4d e-flex e-con-boxed e-con e-child\" data-id=\"7d0bb4d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bf8ad32 e-con-full e-flex e-con e-child\" data-id=\"bf8ad32\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ba8f95 elementor-widget elementor-widget-heading\" data-id=\"6ba8f95\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pays additional benefit during recovery<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eac2d47 e-con-full e-flex e-con e-child\" data-id=\"eac2d47\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c6b4e elementor-widget elementor-widget-heading\" data-id=\"f2c6b4e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Recovery Benefit<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22e81e7 e-con-full e-flex e-con e-child\" data-id=\"22e81e7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11d9c98 elementor-widget elementor-widget-heading\" data-id=\"11d9c98\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Usually not included<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2513942 e-flex e-con-boxed e-con e-child\" data-id=\"2513942\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a7794f e-con-full e-flex e-con e-child\" data-id=\"4a7794f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-136c50f elementor-widget elementor-widget-heading\" data-id=\"136c50f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Reinstates benefits if recurrence within 12 months<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3b0753 e-con-full e-flex e-con e-child\" data-id=\"c3b0753\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23b6dde elementor-widget elementor-widget-heading\" data-id=\"23b6dde\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Recurrent Disability<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b437f8a e-con-full e-flex e-con e-child\" data-id=\"b437f8a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa4897 elementor-widget elementor-widget-heading\" data-id=\"2fa4897\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Often limited to 6 months<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f24e696 e-flex e-con-boxed e-con e-child\" data-id=\"f24e696\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4d8c982 e-con-full e-flex e-con e-child\" data-id=\"4d8c982\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6266a3b elementor-widget elementor-widget-heading\" data-id=\"6266a3b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Included and policy is funded after 20 years<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c46465d e-con-full e-flex e-con e-child\" data-id=\"c46465d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-80500a4 elementor-widget elementor-widget-heading\" data-id=\"80500a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Long-Term Care Conversion<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e98b23 e-con-full e-flex e-con e-child\" data-id=\"5e98b23\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c90a34 elementor-widget elementor-widget-heading\" data-id=\"7c90a34\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Not available<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9bff2c0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"9bff2c0\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"139\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png\" class=\"attachment-full size-full wp-image-1183\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-300x26.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1024x89.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-768x67.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1536x133.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d04bad9 contact-sec e-flex e-con-boxed e-con e-parent\" data-id=\"d04bad9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54b69ee e-con-full e-flex e-con e-child\" data-id=\"54b69ee\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a9e537 elementor-widget elementor-widget-heading\" data-id=\"3a9e537\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Final Thoughts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ea92ea elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3ea92ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ve invested over a decade in your education and career. Why leave your financial protection in someone else\u2019s hands?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1128de2 elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"1128de2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:416-673-5662\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"416-673-5662\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><g clip-path=\"url(#clip0_413_2409)\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"white\"><\/rect><path d=\"M15 0C12.0333 0 9.13319 0.879734 6.66645 2.52795C4.19971 4.17617 2.27713 6.51885 1.14181 9.25974C0.00649941 12.0006 -0.290551 15.0166 0.288227 17.9263C0.867005 20.8361 2.29562 23.5088 4.3934 25.6066C6.49119 27.7044 9.16393 29.133 12.0736 29.7118C14.9834 30.2905 17.9994 29.9935 20.7402 28.8582C23.4811 27.7229 25.8238 25.8003 27.472 23.3335C29.1203 20.8668 30 17.9667 30 15C30 11.0217 28.4196 7.20644 25.6066 4.3934C22.7936 1.58035 18.9782 0 15 0ZM15.643 9.21399C17.0065 9.21558 18.3137 9.75794 19.2779 10.7221C20.242 11.6863 20.7844 12.9935 20.786 14.357H19.5C19.4989 13.3344 19.0922 12.354 18.3691 11.6309C17.646 10.9078 16.6656 10.5011 15.643 10.5V9.21399ZM19.808 24C19.769 24 15.908 23.934 10.943 19.057C6.066 14.094 6 10.231 6 10.192C6 9.71099 9 6 9.663 6C9.893 6 10.072 6.156 10.268 6.39C10.74 6.952 12.827 10.246 12.731 10.795C12.685 11.053 12.466 11.249 11.838 11.776C11.5286 12.0193 11.239 12.2868 10.972 12.576C11.0999 13.1052 11.2898 13.6174 11.538 14.102C12.4625 16.0029 13.9986 17.5383 15.9 18.462C16.3846 18.7101 16.8968 18.9001 17.426 19.028C17.7152 18.761 17.9827 18.4714 18.226 18.162C18.753 17.534 18.949 17.315 19.207 17.269C19.756 17.169 23.05 19.26 23.612 19.732C23.846 19.932 24.002 20.107 24.002 20.337C24 21 20.289 24 19.808 24ZM22.714 14.357C22.7119 12.4823 21.9662 10.685 20.6406 9.35938C19.315 8.03377 17.5177 7.28811 15.643 7.286V6C17.8586 6.00264 19.9827 6.88396 21.5494 8.45063C23.116 10.0173 23.9973 12.1414 24 14.357H22.714Z\" fill=\"#0175B2\"><\/path><\/g><defs><clipPath id=\"clip0_413_2409\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:416-673-5662\" >\n\t\t\t\t\t\t\t416-673-5662\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-789e5aa elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"789e5aa\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"mailto:info@schwarzwealth.com\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"info@schwarzwealth.com\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><g clip-path=\"url(#clip0_424_1341)\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 24C5.38317 24 0 18.6168 0 12C0 5.38317 5.38317 0 12 0C18.6168 0 24 5.38317 24 12C24 18.6168 18.6168 24 12 24ZM18.223 16.2155C18.371 16.2155 18.4914 16.0951 18.4914 15.9472V8.41355L12.3859 13.2619C12.273 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>\n\t\t\t\t\t\t\tinfo@schwarzwealth.com\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd31f74 elementor-position-left elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"cd31f74\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/8o6aFdo2uHcjS1yZ7\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><g clip-path=\"url(#clip0_466_1345)\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 24C5.37364 24 0 18.6264 0 12C0 5.37364 5.37364 0 12 0C18.6264 0 24 5.37364 24 12C24 18.6264 18.6264 24 12 24ZM12 4.19471C15.2827 4.19471 17.9438 6.85578 17.9438 10.1385C17.9438 13.4211 12 19.8052 12 19.8052C12 19.8052 6.05622 13.4211 6.05622 10.1385C6.05622 6.85578 8.71729 4.19471 12 4.19471ZM12 7.77695C13.2446 7.77695 14.2539 8.78627 14.2539 10.031C14.2539 11.2756 13.2446 12.2849 12 12.2849C10.7554 12.2849 9.74608 11.2756 9.74608 10.031C9.74608 8.78627 10.7554 7.77695 12 7.77695Z\" fill=\"#0175B2\"><\/path><\/g><defs><clipPath id=\"clip0_466_1345\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/8o6aFdo2uHcjS1yZ7\" target=\"_blank\" >\n\t\t\t\t\t\t\t3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44d8b3e elementor-widget elementor-widget-google_maps\" data-id=\"44d8b3e\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=3625%20Dufferin%20St.%20Suite%20340.%20Toronto%2C%20ON.%20M3K%201Z2&#038;t=m&#038;z=10&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\"\n\t\t\t\t\taria-label=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aea1864 e-con-full e-flex e-con e-child\" data-id=\"aea1864\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cd0b5c4 e-flex e-con-boxed e-con e-child\" data-id=\"cd0b5c4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e68de30 elementor-widget elementor-widget-heading\" data-id=\"e68de30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Book A Free Call<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83426d5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"83426d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let\u2019s customize a plan that fits your specialty, income, and goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e676190 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"e676190\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"21\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"e676190\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Schwarz Wealth\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tFirst Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_470c179 elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_470c179\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tLast Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_470c179]\" id=\"form-field-field_470c179\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Last Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_9148876 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_9148876\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_9148876]\" id=\"form-field-field_9148876\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"10\" placeholder=\"Message\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Submit<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Disability Insurance Protect Your Most Valuable Asset, Your Ability to Earn an Income What Is Disability Insurance? Disability insurance provides income replacement if you are unable to work due to illness or injury. Disabilities can stem from a wide range of causes, such as, cardiac conditions, musculoskeletal injuries, neurological disorders, or even mental health challenges. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Disability Insurance - Schwarz Wealth<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disability Insurance - Schwarz Wealth\" \/>\n<meta property=\"og:description\" content=\"Disability Insurance Protect Your Most Valuable Asset, Your Ability to Earn an Income What Is Disability Insurance? Disability insurance provides income replacement if you are unable to work due to illness or injury. Disabilities can stem from a wide range of causes, such as, cardiac conditions, musculoskeletal injuries, neurological disorders, or even mental health challenges. 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