{"id":25,"date":"2025-05-26T09:55:50","date_gmt":"2025-05-26T09:55:50","guid":{"rendered":"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/?page_id=25"},"modified":"2025-06-04T11:31:03","modified_gmt":"2025-06-04T11:31:03","slug":"critical-illness-insurance","status":"publish","type":"page","link":"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/critical-illness-insurance\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"25\" class=\"elementor elementor-25\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d2b340 e-con-full e-flex e-con e-parent\" data-id=\"2d2b340\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f7d80c elementor-widget elementor-widget-image\" data-id=\"4f7d80c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1600\" height=\"500\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1.png\" class=\"attachment-full size-full wp-image-2151\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1-300x94.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1-1024x320.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1-768x240.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-insurance-section-bg-image-1-1536x480.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c10d5d4 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"c10d5d4\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1600\" height=\"184\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Inner-Banner.svg\" class=\"attachment-full size-full wp-image-811\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a4c6a65 e-flex e-con-boxed e-con e-child\" data-id=\"a4c6a65\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8510a6 elementor-align-center elementor-widget elementor-widget-breadcrumbs\" data-id=\"a8510a6\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c6cb27 mission-sec e-flex e-con-boxed e-con e-parent\" data-id=\"4c6cb27\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e44ffbf e-con-full e-flex e-con e-child\" data-id=\"e44ffbf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e70b04 elementor-widget elementor-widget-heading\" data-id=\"8e70b04\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Critical Illness Insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f4b4c7 elementor-widget elementor-widget-heading\" data-id=\"0f4b4c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why do you need critical illness insurance?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25b70f2 elementor-widget elementor-widget-text-editor\" data-id=\"25b70f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A critical illness policy is designed to create a tax-free lump sum payment soon after the onset of a critical medical problem such as a heart attack, life threatening cancer, stroke etc. One of the most common problems our clients experience upon the diagnosis of a critical illness is that they require financial flexibility over and above their monthly disability payment. Your critical illness plan is designed to help alleviate financial burden thereby allowing you to make the best possible medical decisions without financial constraints.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e40402 elementor-widget elementor-widget-heading\" data-id=\"3e40402\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How much coverage should you have?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd1aaf8 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dd1aaf8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Most of our clients mirror their critical illness lump sum payment to the amount of their annual income and or tax liability.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cfcff1 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6cfcff1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-018ac56 e-con-full e-flex e-con e-child\" data-id=\"018ac56\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dafb896 elementor-widget elementor-widget-image\" data-id=\"dafb896\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"530\" height=\"597\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-image.png\" class=\"attachment-full size-full wp-image-2223\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/critical-illness-image-266x300.png 266w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09d0d65 e-con-full e-flex e-con e-parent\" data-id=\"09d0d65\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33b455f elementor-absolute elementor-widget elementor-widget-image\" data-id=\"33b455f\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"105\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/1.svg\" class=\"attachment-full size-full wp-image-869\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc3f238 elementor-widget elementor-widget-image\" data-id=\"fc3f238\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need.png\" class=\"attachment-full size-full wp-image-1996\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need.png 2000w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-300x200.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-1024x682.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-768x512.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-you-need-1536x1024.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a73e74 e-flex e-con-boxed e-con e-child\" data-id=\"6a73e74\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9ef04c elementor-widget elementor-widget-heading\" data-id=\"f9ef04c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Covered Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84c4c62 elementor-widget elementor-widget-heading\" data-id=\"84c4c62\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Below are the covered conditions your policy should include<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a71dfdf e-flex e-con-boxed e-con e-child\" data-id=\"a71dfdf\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8255f4d e-con-full e-flex e-con e-child\" data-id=\"8255f4d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93f4c12 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-vertical-align-top elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"93f4c12\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Acquired brain injury due to external trauma<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54cf368 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"54cf368\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Aortic surgery<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ff5c3f elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3ff5c3f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Aplastic anemia<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-311b9eb elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"311b9eb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Bacterial meningitis<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92896fd elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"92896fd\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Benign brain tumour<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81fa5fe elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"81fa5fe\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Blindness<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6692ed elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-vertical-align-top elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"c6692ed\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Parkinson's disease and specified atypical parkinsonian disorders<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fc04c0 e-con-full e-flex e-con e-child\" data-id=\"6fc04c0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e59f926 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"e59f926\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac7b704 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"ac7b704\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Coma<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3969a6e elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3969a6e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Coronary artery bypass surgery<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30ade94 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"30ade94\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Deafness<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dbd84c elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-vertical-align-top elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"5dbd84c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Dementia, including Alzheimer's disease<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a077c13 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"a077c13\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Heart attack<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef582e4 elementor-position-left elementor-vertical-align-top elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"ef582e4\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Stroke<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-100e9a3 e-con-full e-flex e-con e-child\" data-id=\"100e9a3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1205175 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"1205175\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Heart valve replacement or repair<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50be78a elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"50be78a\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Kidney failure<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb2bdf elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"bdb2bdf\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Loss of independent existence*<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ef5f5 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"46ef5f5\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Loss of limbs<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51f8e94 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"51f8e94\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Severe burns<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98f0d9e elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"98f0d9e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Loss of speech<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-504e153 e-con-full e-flex e-con e-child\" data-id=\"504e153\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cc6ce1 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"8cc6ce1\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Major organ failure on waiting list<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cbf8f6 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"6cbf8f6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Major organ transplant<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8219c2c elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"8219c2c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Motor neuron disease<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9571fef elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"9571fef\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Multiple sclerosis<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0bd9973 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"0bd9973\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Occupational HIV infection<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-701ac5d elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"701ac5d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Paralysis<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee3b2fc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ee3b2fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">8 partial payout illnesses for non life threating cancers- usually up to $50,000<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-84479dc e-flex e-con-boxed e-con e-child\" data-id=\"84479dc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5c40e70 e-con-full e-flex e-con e-child\" data-id=\"5c40e70\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-916f3a4 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"916f3a4\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - chronic lymphocytic leukemia (CLL) Rai stage 0<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4b1b21 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"c4b1b21\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - ductal carcinoma in situ of the breast<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2edc48e e-con-full e-flex e-con e-child\" data-id=\"2edc48e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c40018a elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"c40018a\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - gastrointestinal stromal tumours classified as AJCC Stage 1<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-360c2fb elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"360c2fb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - grade 1 neuroendocrine tumours (carcinoid)<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd12de5 e-con-full e-flex e-con e-child\" data-id=\"bd12de5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14e207f elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"14e207f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - stage A (T1a or T1 b) prostate cancer<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac4bda elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"7ac4bda\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Coronary angioplasty<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12d5256 e-con-full e-flex e-con e-child\" data-id=\"12d5256\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a5505e elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"0a5505e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - papillary or follicular thyroid cancer stage T1<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f23230 elementor-position-left elementor-vertical-align-middle elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image-box\" data-id=\"9f23230\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer - stage 1A malignant melanoma<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d6f43f elementor-absolute elementor-widget elementor-widget-image\" data-id=\"2d6f43f\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"139\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png\" class=\"attachment-full size-full wp-image-1183\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-300x26.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1024x89.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-768x67.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1536x133.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a5d95a e-flex e-con-boxed e-con e-parent\" data-id=\"3a5d95a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc4db18 e-con-full e-flex e-con e-child\" data-id=\"bc4db18\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34f6cf6 elementor-widget elementor-widget-image\" data-id=\"34f6cf6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"530\" height=\"887\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/what-features-image.png\" class=\"attachment-full size-full wp-image-2241\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/what-features-image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/what-features-image-179x300.png 179w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9450a03 e-con-full e-flex e-con e-child\" data-id=\"9450a03\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05d6134 elementor-widget elementor-widget-heading\" data-id=\"05d6134\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What features do we recommend for your individually owned critical illness insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2efaa37 e-flex e-con-boxed e-con e-child\" data-id=\"2efaa37\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65712dd list-text elementor-widget elementor-widget-text-editor\" data-id=\"65712dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>We recommended a critical illness recovery plan with level premiums and coverage to at least age 75.<\/p><\/li><li><p>Return of Premium Option \u2013 get up to 100% of your premiums back if no claim is made<\/p><\/li><li><p>Conversion to Long-Term Care \u2013 convert part of your coverage after 20 years (without medical underwriting) to receive lifetime long-term care coverage, payable up to age 100<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ab397b e-con-full e-flex e-con e-child\" data-id=\"1ab397b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7ce459 elementor-widget elementor-widget-heading\" data-id=\"b7ce459\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Can my corporation pay the premium?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfbf94e elementor-widget elementor-widget-text-editor\" data-id=\"dfbf94e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>YES. Your corporate tax rate is lower than your personal tax rate so many of our incorporated clients have their policies owned and paid for by their corporations. If your policy corporate owned and you need to make a claim, the benefit will be received tax free by your corporation at the time of claim and can pay this out to you as a taxable benefit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e960190 e-con-full e-flex e-con e-child\" data-id=\"e960190\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a882953 elementor-widget elementor-widget-heading\" data-id=\"a882953\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Is there a return of premium option?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-262d78c elementor-widget elementor-widget-text-editor\" data-id=\"262d78c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. One of the attractive features of your critical illness policy is the return of premium option. This option states that so long as you have not claimed, you may elect to exercise the refund of premium option as soon as the 15th policy year (see policy for schedule).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29e0794 e-con-full e-flex e-con e-child\" data-id=\"29e0794\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f677d5f elementor-widget elementor-widget-heading\" data-id=\"f677d5f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Will I get a lower rate for the same product from another advisor?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6914eb6 elementor-widget elementor-widget-text-editor\" data-id=\"6914eb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No. With we negotiated a large case annual premium discount of 5-10% which is the largest discount in the marketplace. If you are seeing a lower rate, perhaps another advisor is showing you a policy with different definitions and benefits.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-deb19a8 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"deb19a8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-817abb8 e-flex e-con-boxed e-con e-parent\" data-id=\"817abb8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d4dd2fe e-con-full e-flex e-con e-child\" data-id=\"d4dd2fe\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38d7861 elementor-widget elementor-widget-heading\" data-id=\"38d7861\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do I need Critical Illness insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5887556 e-flex e-con-boxed e-con e-child\" data-id=\"5887556\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71316f4 list-text elementor-widget elementor-widget-text-editor\" data-id=\"71316f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>According to the Heart and Stroke Foundation of Canada.<\/p><\/li><li><p>50% of men and 30% of women will suffer from heart disease in their lifetime.<\/p><\/li><li><p>60% of stroke victims will be left with a disability.<\/p><\/li><li>75% of stroke victims and 80% of heart attack victims admitted to the hospital survive.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-915feb1 e-con-full e-flex e-con e-child\" data-id=\"915feb1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8036f8a elementor-widget elementor-widget-heading\" data-id=\"8036f8a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are the primary causes of claims for critical illness?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbaa9fc e-flex e-con-boxed e-con e-child\" data-id=\"cbaa9fc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f39ae0c elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"f39ae0c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cancer \u2013 68%<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b58b411 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"b58b411\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Heart Attack \u2013 10%<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8e70df elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"b8e70df\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Stroke \u2013 5%<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2338c85 e-con-full e-flex e-con e-child\" data-id=\"2338c85\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8309a4c elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"8309a4c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Coronary Bypass surgery \u2013 5%<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fb7053 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3fb7053\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Other \u2013 12%<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d78f0 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"a1d78f0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1b8889 e-con-full e-flex e-con e-child\" data-id=\"c1b8889\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4ffd14 elementor-widget elementor-widget-image\" data-id=\"e4ffd14\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"530\" height=\"609\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-do-i-need-image.png\" class=\"attachment-full size-full wp-image-2249\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-do-i-need-image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/why-do-i-need-image-261x300.png 261w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6eaa014 e-flex e-con-boxed e-con e-parent\" data-id=\"6eaa014\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bb31015 e-con-full e-flex e-con e-child\" data-id=\"bb31015\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e6c6f9 elementor-widget elementor-widget-image\" data-id=\"1e6c6f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"530\" height=\"746\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/according-to-the-image.png\" class=\"attachment-full size-full wp-image-2256\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/according-to-the-image.png 530w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/according-to-the-image-213x300.png 213w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36117f2 e-con-full e-flex e-con e-child\" data-id=\"36117f2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c31c8dd elementor-widget elementor-widget-heading\" data-id=\"c31c8dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">According to the National Cancer Institute of Canada<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d94dca e-con-full e-flex e-con e-child\" data-id=\"6d94dca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dafdf40 elementor-position-left elementor-vertical-align-middle elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"dafdf40\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">40% of men and 35% of women will develop cancer in their lifetime.<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42e929e elementor-position-left elementor-vertical-align-middle elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"42e929e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">More than half of all people living with cancer will survive at least five years after diagnosis.<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2940bb e-con-full e-flex e-con e-child\" data-id=\"a2940bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6cc1ba elementor-widget elementor-widget-heading\" data-id=\"c6cc1ba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Did you know\u2026<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55a4946 list-text elementor-widget elementor-widget-text-editor\" data-id=\"55a4946\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><p>1 in 1200 people will have a house fire<\/p><\/li><li><p>1 in 240 will be in a serious car crash<\/p><\/li><li><p>1 in 4 will suffer a disability over 90 days<\/p><\/li><li>1 in 3 will suffer a critical illness in their lifetime<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a0b3cb e-con-full e-flex e-con e-child\" data-id=\"0a0b3cb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35ce655 elementor-widget elementor-widget-heading\" data-id=\"35ce655\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is the cost of medical care?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ac3106 elementor-widget elementor-widget-text-editor\" data-id=\"0ac3106\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In Canada the average waiting period between a referral from a family doctor to treatment is 114 days. Most of our clients want treatment quickly; therefore, most consider going to the United States. Services in the U.S. cost (Cdn. dollars)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00e433c e-con-full e-flex e-con e-child\" data-id=\"00e433c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00618da elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"00618da\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Liver Transplant \u2013 $470,000<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c05b07 elementor-position-left elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3c05b07\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Bone Marrow Transplant \u2013 $325,000<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f78d555 elementor-position-left elementor-vertical-align-middle elementor-widget-mobile__width-inherit elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"f78d555\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"24\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/fi_17767109.svg\" class=\"attachment-full size-full wp-image-2181\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Cardiac Valve Replacement or Coronary Bypass Surgery - $175,000<\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4fcb0 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6b4fcb0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI3NTYiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to a Specialist Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb33f86 e-con-full e-flex e-con e-parent\" data-id=\"bb33f86\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-645e64c elementor-absolute elementor-widget elementor-widget-image\" data-id=\"645e64c\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"105\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/1.svg\" class=\"attachment-full size-full wp-image-869\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ed2a3e elementor-widget elementor-widget-image\" data-id=\"2ed2a3e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"672\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image.png\" class=\"attachment-full size-full wp-image-2270\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image-300x126.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image-1024x430.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image-768x323.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/How-Long-Image-1536x645.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da75eb2 e-flex e-con-boxed e-con e-child\" data-id=\"da75eb2\" data-element_type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-312bbf8 elementor-widget elementor-widget-heading\" data-id=\"312bbf8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How long until I receive my payment after the diagnosis of a critical illness?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-646beee elementor-widget elementor-widget-text-editor\" data-id=\"646beee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is a 30-day waiting period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f661ba e-flex e-con-boxed e-con e-child\" data-id=\"2f661ba\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-898c4be elementor-widget elementor-widget-heading\" data-id=\"898c4be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are the facts on claims?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df02287 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"df02287\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The three major reasons for critical illness insurance claims are heart attack, cancer and stroke. Seventy-five percent of the population will suffer from one of these illnesses in their lifetime. <strong>\u201dCritical illness insurance is not because you are going to die, but because you are going to live.\u201d<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-82145b0 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"82145b0\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"139\" src=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png\" class=\"attachment-full size-full wp-image-1183\" alt=\"\" srcset=\"https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16.png 1600w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-300x26.png 300w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1024x89.png 1024w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-768x67.png 768w, https:\/\/fm-connect1.fortmindz.in\/wp-schwarz-wealth\/wp-content\/uploads\/2025\/05\/Group-16-1536x133.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81bff22 contact-sec e-flex e-con-boxed e-con e-parent\" data-id=\"81bff22\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3b8ae5d e-con-full e-flex e-con e-child\" data-id=\"3b8ae5d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b0d5861 elementor-widget elementor-widget-heading\" data-id=\"b0d5861\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Final Thoughts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6be68dc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6be68dc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You\u2019ve invested over a decade in your education and career. Why leave your financial protection in someone else\u2019s hands?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6800c56 elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"6800c56\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"tel:416-673-5662\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"416-673-5662\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><g clip-path=\"url(#clip0_413_2409)\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"white\"><\/rect><path d=\"M15 0C12.0333 0 9.13319 0.879734 6.66645 2.52795C4.19971 4.17617 2.27713 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17.9827 18.4714 18.226 18.162C18.753 17.534 18.949 17.315 19.207 17.269C19.756 17.169 23.05 19.26 23.612 19.732C23.846 19.932 24.002 20.107 24.002 20.337C24 21 20.289 24 19.808 24ZM22.714 14.357C22.7119 12.4823 21.9662 10.685 20.6406 9.35938C19.315 8.03377 17.5177 7.28811 15.643 7.286V6C17.8586 6.00264 19.9827 6.88396 21.5494 8.45063C23.116 10.0173 23.9973 12.1414 24 14.357H22.714Z\" fill=\"#0175B2\"><\/path><\/g><defs><clipPath id=\"clip0_413_2409\"><rect width=\"30\" height=\"30\" rx=\"15\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"tel:416-673-5662\" >\n\t\t\t\t\t\t\t416-673-5662\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c76cad elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"6c76cad\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"mailto:info@schwarzwealth.com\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"info@schwarzwealth.com\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><g clip-path=\"url(#clip0_424_1341)\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 24C5.38317 24 0 18.6168 0 12C0 5.38317 5.38317 0 12 0C18.6168 0 24 5.38317 24 12C24 18.6168 18.6168 24 12 24ZM18.223 16.2155C18.371 16.2155 18.4914 16.0951 18.4914 15.9472V8.41355L12.3859 13.2619C12.273 13.3517 12.1364 13.3965 12 13.3965C11.8635 13.3965 11.727 13.3516 11.614 13.2619L5.50856 8.41355V15.9472C5.50856 16.0951 5.62898 16.2155 5.77692 16.2155H18.223ZM17.2874 7.78448L12 11.9833L6.71255 7.78448H17.2874ZM19.7328 8.05284V15.9473C19.7328 16.7797 19.0555 17.457 18.223 17.457H5.77692C4.94442 17.457 4.26722 16.7797 4.26722 15.9473V8.05284C4.26722 7.22039 4.94447 6.54314 5.77692 6.54314H18.223C19.0555 6.54309 19.7328 7.22039 19.7328 8.05284Z\" fill=\"#0175B2\"><\/path><\/g><defs><clipPath id=\"clip0_424_1341\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"mailto:info@schwarzwealth.com\" >\n\t\t\t\t\t\t\tinfo@schwarzwealth.com\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1eca123 elementor-position-left elementor-widget-mobile__width-initial elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"1eca123\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/8o6aFdo2uHcjS1yZ7\" target=\"_blank\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><g clip-path=\"url(#clip0_466_1345)\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 24C5.37364 24 0 18.6264 0 12C0 5.37364 5.37364 0 12 0C18.6264 0 24 5.37364 24 12C24 18.6264 18.6264 24 12 24ZM12 4.19471C15.2827 4.19471 17.9438 6.85578 17.9438 10.1385C17.9438 13.4211 12 19.8052 12 19.8052C12 19.8052 6.05622 13.4211 6.05622 10.1385C6.05622 6.85578 8.71729 4.19471 12 4.19471ZM12 7.77695C13.2446 7.77695 14.2539 8.78627 14.2539 10.031C14.2539 11.2756 13.2446 12.2849 12 12.2849C10.7554 12.2849 9.74608 11.2756 9.74608 10.031C9.74608 8.78627 10.7554 7.77695 12 7.77695Z\" fill=\"#0175B2\"><\/path><\/g><defs><clipPath id=\"clip0_466_1345\"><rect width=\"24\" height=\"24\" rx=\"12\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/maps.app.goo.gl\/8o6aFdo2uHcjS1yZ7\" target=\"_blank\" >\n\t\t\t\t\t\t\t3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d0132 elementor-widget elementor-widget-google_maps\" data-id=\"e5d0132\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=3625%20Dufferin%20St.%20Suite%20340.%20Toronto%2C%20ON.%20M3K%201Z2&#038;t=m&#038;z=10&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\"\n\t\t\t\t\taria-label=\"3625 Dufferin St. Suite 340. Toronto, ON. M3K 1Z2\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbc0f80 e-con-full e-flex e-con e-child\" data-id=\"fbc0f80\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b6a90b5 e-flex e-con-boxed e-con e-child\" data-id=\"b6a90b5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df122d2 elementor-widget elementor-widget-heading\" data-id=\"df122d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Book A Free Call<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfdba76 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"dfdba76\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let\u2019s customize a plan that fits your specialty, income, and goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9414752 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"9414752\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"25\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"9414752\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Schwarz Wealth\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tFirst Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"First Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_470c179 elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_470c179\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tLast Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_470c179]\" id=\"form-field-field_470c179\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Last Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Email\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_9148876 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_9148876\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tPhone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_9148876]\" id=\"form-field-field_9148876\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label elementor-screen-only\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"10\" placeholder=\"Message\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Submit<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Critical Illness Insurance Why do you need critical illness insurance? A critical illness policy is designed to create a tax-free lump sum payment soon after the onset of a critical medical problem such as a heart attack, life threatening cancer, stroke etc. One of the most common problems our clients experience upon the diagnosis of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-25","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Critical Illness Insurance - Schwarz Wealth<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Critical Illness Insurance - Schwarz Wealth\" \/>\n<meta property=\"og:description\" content=\"Critical Illness Insurance Why do you need critical illness insurance? 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